How to file an Insurance claim for storm damage?

We know our exterior of buildings(Roof) are vulnerable to the weather. So if you live in an area where storms are more frequent or bad weather changes occur, you should have proper roof insurance on your building. When purchasing insurance, it is alaways advisable to check with your insurance agent to check with your insurance agent about your policy's coverage. When a storm does damage your home's roof it is crucial to have all the damage remedies before any additional problems arise.
If you are living in an area like Texas where storms create a lot of damage, occur frequently, ask your agent to explain clearly what are covered in such catastrophic scenarios. It is also advisable to contact your roofing contractor regarding your roofing insurance policies since they are experienced and know how the insurance companies work.

If a storm or any other weather changes does create a roofing problem you must decide how you will go about making those repairs in a timely manner. When storm does only very minor damage, which could be repaired by a professional roofing contractor for only a few hundred dollars it would be best not to claim insurance.

If your roof is damaged during a storm, the first thing to do is contact your insurance company. And also call a trusted roofing contractor for the inspection so that can tell how much damage has been caused and how soon you should start your repairing. You will need to ask about their policy regarding the filing of roofing insurance claims for storm damages. Your agent will advise you in proper procedures and deadlines. Explain to your insurance agent, in detail exactly what damage was caused and the date of the occurrence. If your roof is leaking, it will need to be repaired or replaced immediately to avoid further damage to the interior of your home. It's important to inform your agent of any repairs that need to be made without delay. This information is crucial in the processing of roofing insurance claims for storm damage.

After the initial contact with your insurance agent, you should receive a letter or telephone call from their department , which handles roofing claims for storm damage. Following that, an adjuster will likely contact you. In most instances, the adjuster will want to see the damage, take photographs of the loss and will provide the insurance company with an estimate on the cost of repair or replacement. It is not advisable to sign a contract or make any agreements until you hear from your insurance agent. The adjuster may, however provide you with an estimate on the cost to repair any damage that your roof has sustained during a storm.

Once you receive an estimate from your insurance company, you may begin the process of contracting the work out to a professional roofing contractor. Once If you choose the contractor, tell him about your insurance company policy and how they are going to pay for your roof damage. Most of the roofing contractor are claiming insurance for free, so it is advisable to use the service :).

Rocket Roofing Corp Company has experience in working with the insurance claims from different insurance company and we are happy to assist our customers with free roof inspection and insurance claims in Houston, Texas, Miami,Florida.

Visit our website for more information about how we handle insurance claims.